Dental, vision & hearing
Standalone dental plans covering preventive, basic, and major services up to an annual maximum benefit. Original Medicare does not cover routine dental, and Marketplace health plans leave out adult dental.
What it covers
- What it pays for
- Covers preventive (cleanings, exams, X-rays), basic (fillings, extractions), and often major work (crowns, bridges, dentures).
- How it works
- Preventive care is usually covered in full, and basic and major work at lower shares, up to an annual maximum.
- Who can get it, and when
- Often accepted without health questions, or with a few; no medical exam required.
What it costs
Premiums depend on age, state and how rich the plan is. Many preventive-only tiers have no deductible.
Hawkins Insurance Group, LLC is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
What is good about it
- Fills a major gap most health coverage leaves
The catch
- The annual maximum caps what the plan pays
- Waiting periods for major services
- Cosmetic work usually excluded
Mistakes to avoid
- Duplicating dental coverage your health plan already includes, such as a Medicare Advantage plan with dental benefits
Common questions
- Carriers impose waits for major services so people do not enroll only when expensive work is needed.
- The most the plan pays per year. Once reached, you pay the full cost of remaining work that year.
Keep learning
Other coverage to explore